Wednesday, December 25, 2024

公共厕所：公卫理事会主席康安德鲁：盼有朝公厕洁净香来日隔间饮茶乐

公卫理事会主席康安德鲁：盼有朝公厕洁净香来日隔间饮茶乐

https://www.zaobao.com.sg/news/singapore/story20241225-5629075

2024-12-25

我国多年来致力于维持公共卫生的高水平，包括改善公厕的卫生条件，这让许多旅客对新加坡留下“最干净国家”的印象。不过公厕的卫生情况仍与理想水平有一段距离，公厕工作小组正在检讨如何改善肮脏公厕，预计明年初发布检讨报告。

永续发展与环境部今年3月宣布成立公厕工作小组，由永续部兼交通部高级政务次长马炎庆和公共卫生理事会主席康安德鲁（Andrew Khng）联合领导，目标是检讨如何改进肮脏公厕的情况，特别是咖啡店和小贩中心的厕所。

小组成员来自政府部门、市镇理事会、商会、非政府组织、学术界、设施管理机构等。除了定时展开检讨会议，小组也走访本地不同地点的厕所视察，并于今年4月和11月先后到日本和中国取经，希望把国外的最佳实践带回新加坡。

我国须提升清洁科技

现年64岁的康安德鲁接受《联合早报》专访时说，日本有一套非常严谨的厕所清洗机制，同时通过科技提升清洁效率与效益，当地的厕所清洁水平向来是其他国家想要效仿的。“日本有些厕所已运作了20多年，但踏进去时却完全看不出已用了20多年。”

中国这些年也借助自动清洁机器人等科技提升清洁效率与效益，使得公厕卫生水平大大提升。康安德鲁说，我国也须提升目前使用的清洁科技，但不能完全照搬其他国家的做法，须先针对我国的清理机制完成检讨，了解具体的不足。

Tuesday, December 24, 2024

How 30 Years in China Changed This Brit

CPF Retirement Payout: 3 simple steps to plan your CPF retirement payouts. October 2024

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3 simple steps to plan your CPF retirement payouts

Learn how you can make the most of your CPF retirement payouts with the CPF Retirement Payout Planner.

https://www.cpf.gov.sg/member/infohub/educational-resources/simple-steps-to-plan-your-cpf-retirement-payouts

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CPF MobileCPF BoardFREE - In Google Play

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3 simple steps to plan your CPF retirement payouts

Learn how you can make the most of your CPF retirement payouts with the CPF Retirement Payout Planner.

4 Oct 2024

SOURCE: CPF Board

A family of 3 sheltered under a canvas that is held in the shape of a roof.

In a nutshell:

Use the CPF Retirement Payout Planner to set your retirement payout goal and track your progress towards it.
It projects your payouts and savings at age 65 based on your personalised information.
You can also simulate CPF actions (e.g. top-ups) and visualise the impact on your projected payouts and savings.

How much monthly payouts do you need in retirement?

The amount of monthly payouts you need in retirement requires careful consideration of your expenses and income sources. Start by calculating your basic living expenses, including housing, food, healthcare, and utilities.

Next, consider any additional expenses you may have, such as leisure activities, travel, or supporting dependents. Keep in mind that these extra costs may likely need to be funded through other sources.

Finally, bear in mind that prices today will rise over time due to inflation. Hence, the further you are from retirement, the more you may need to adjust your estimated expenses for rising prices over time.

If you want to increase your CPF monthly payouts to meet your needs, you can consider making a cash top-up to your Retirement Account (RA) or transfer savings from your Ordinary Account (OA) to RA to benefit from CPF interest rates of up to 6% per annum.

Planning your CPF retirement payouts with the Retirement Payout Planner

Plan your CPF retirement payouts by first visiting the CPF’s Retirement Payout Planner. Next, log in to your CPF account using Singpass.

1) Set your retirement payout goal based on your desired lifestyle

Start by indicating the monthly payout you need. You can also try using the retirement income guide in the planner to help estimate the monthly payout you need based on your lifestyle.

Be sure to also consider how your lifestyle might be adjusted as the cost-of-living increases over your retirement years.

2) View your current projected CPF monthly payouts and savings, which are based on personalised information like your salary details

Key in your current salary details to project your CPF payouts and savings at age 65, with CPF contributions factored in.

You can see the comparison between your projected monthly payouts and payout goal, and identify any shortfalls if any.

3) Simulate CPF actions to help reach your payout/savings goals

Simulate CPF actions (e.g. top-ups or transfers) and see how it can increase your projected CPF retirement payouts/savings!

Make the most of your CPF savings and plan your retirement payouts with the CPF Retirement Payout Planner

CPF’s Retirement Payout Planner is a handy and useful tool that projects your retirement payouts and savings at age 65. It also enables you to simulate CPF actions to visualise the impact on your projected payouts and savings.

At the end of the planner, once you’re clearer about the next step to take for your retirement planning, you can also choose to perform transactions like topping up or transferring your CPF savings from OA to SA to progress towards your retirement payout goal.

If you like this article, be sure to check out these simple steps to make a CPF nomination and how you can easily transfer your OA savings to SA!

Information in this article is accurate as at the date of publication.