Saturday, July 22, 2023

LPA: Higher subsidies for LPA applications under new campaign to promote better end-of-life planning

Higher subsidies for LPA applications under new campaign to promote better end-of-life planning   

https://www.straitstimes.com/singapore/subsidies-for-lasting-power-of-attorney-increases-under-new-campaign-to-promote-better-end-of-life-planning

2023-07-22

SINGAPORE - Subsidies for lasting power of attorney (LPA) applications have been raised as part of a new campaign launched on Saturday to encourage more Singaporeans above the age of 50 to have better end-of-life planning.

The aim is to get 240,000 people aged 50 and above to set up an LPA by 2025. An LPA allows decisions to be handed over to a trusted person if the applicant loses his or her mental capacity.

Of the 220,000 LPA applications made in Singapore to date, only about three-quarters, or 165,000, were made by people aged 50 and above, according to the Office of the Public Guardian, a division of the Ministry of Social and Family Development.

The increased subsidy will come in the form of a waiver of the legal fee, typically priced between $25 and $80. This is in addition to a waiver of the $75 application fee, a current scheme that will run until the end of March 2026.

The increased subsidy is available only when applications are made at a roving booth. This weekend, the booth is located at Our Tampines Hub. In August, the booth will be at Queenstown Community Centre. Other locations will be announced at a later date.

An April survey of 1,000 Singaporeans aged 30 to 79 found that most people were not aware of an LPA. The low take-up rate for LPA and Advance Care Planning (ACP) was also attributed to people not thinking much about these plans and not wanting to go through the trouble of applying for them. There was also no urgency to do so, as the respondents felt healthy.

But despite their lack of knowledge about the two plans, the majority of respondents agreed the plans are important for providing greater peace of mind for their families.

Minister for Social and Family Development Masagos Zulkifli, who launched the pre-planning campaign on Saturday, cited a case of how one woman did not make an LPA before she was diagnosed with advanced dementia. If an LPA had been made, her brother would not have to apply to the court to be appointed her deputy – a process which took six months and cost $7,000 – to care for her.

“The truth is that incidents can happen quite suddenly. Rather than leave things to chance, it is better to convey our wishes early on and identify the people we trust to advocate for us and make decisions on our behalf,” said Mr Masagos.

Addressing the community at Our Tampines Hub, he brought up the one-stop portal MyLegacy@LifeSG, which guides people on how to create a will, make an LPA and ACP, make nominations for the Central Provident Fund, and document funeral wishes.

He also noted that people can make their LPA via the online portal Office of the Public Guardian Online. Launched last November, the platform prompted more than 57,000 people to submit their LPA applications online. Since April 2023, the public can also book online sessions to discuss advance care planning with an ACP facilitator.

He urged Singaporeans to make their LPA, adding that the extension of the application fee waiver till March 2026 is the final extension.

Estate planner Bernard Chan told The Straits Times how his deceased father’s ACP enabled the elderly man’s final wishes to be fulfilled. His dad wanted to die at home instead of at the hospital, to have a five-day funeral and sea burial.

The 79-year-old, who had chronic obstructive pulmonary disease, made the ACP about a year before his death in 2018.

He and his sisters even administered their father’s intravenous injections. “All these nursing duties done by ourselves became much more meaningful,” said Mr Chan.

“We were thankful to be able to have a last act of service for him – an opportunity created because his ACP was executed in time.”

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