Should you invest your CPF?
Headstart On Record Podcast
Should you invest your CPF?
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Investing your CPF might be exciting, but ensure you have enough too for housing and retirement.
ST GRAPHICS: TAN HWEE SAN
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Published Oct 06, 2025, 06:00 AM
Updated Oct 06, 2025, 06:00 AM
Synopsis: Every first and third Monday of the month, get a headstart in your personal finance and career with The Straits Times.
Retirement seems like ages away for a young person, and the CPF that accumulates can feel like money just sitting in a fund.
But what can we use CPF for? And should we all invest our CPF?
In this episode, ST business correspondent Sue-Ann Tan looks at how to use your CPF, whether for investment or housing needs.
Her guests are Angeline Teo from CPF Board and Gen Z undergrad Quang Long.
2:58 What are the different CPF accounts?
9:54 How do CPF savings grow?
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11:50 Using CPF for housing
14:55 What CPF cannot be used for
16:28 How to invest your CPF
20:05 Other considerations when investing your CPF
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)Produced & edited by: Amirul Karim
Executive producers: Ernest Luis, Lynda Hong & Joanna Seow
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Do note: All analyses, opinions, recommendations and other information in this podcast are for your general information only. You should not rely on them in making any decision. Please consult a fully qualified financial adviser or professional expert for independent advice and verification. To the fullest extent permitted by law, SPH Media shall not be liable for any loss arising from the use of or reliance on any analyses, opinions, recommendations and other information in this podcast. SPH Media accepts no responsibility or liability whatsoever that may result or arise from the products, services or information of any third parties.
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