https://www.straitstimes.com/business/invest/how-to-avoid-scams-that-are-created-by-ai
2026-06-05
Brian X. Chen
NYTIMES
Brian X. Chen is the lead consumer technology writer for The New York Times and author of Tech Fix, a weekly column.
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Low-cost chatbots, image generators and voice-cloning tools make it simple for criminals to produce pristine copy, create seemingly legitimate websites and even replicate identities.
AI-powered internet scams have become so convincing that I confess I almost fell for one. While mindlessly scrolling through TikTok videos, I came across an ad for a pair of Hoka sneakers marked 80 per cent off. When I tapped on it, a website loaded that looked like an authentic clearance outlet for the shoe brand.
But a quick web search revealed that users on Reddit had been scammed by this site; Hoka had even published a warning about a surge of fake web stores masquerading as its brand.
These look-alike websites are one of several AI-fueled internet scams that have recently been on the rise, security experts say. The FBI reported in April 2026 that cybercriminals had defrauded Americans of nearly US$21 billion in 2025, with about US$893 million in losses linked to AI.
Because AI makes it effortless to build websites and digital avatars, we may have to rethink our approach to protecting ourselves from online fraud.
Other than fake stores, scammers have used AI to pretend to be someone close to their victims, including family members and old flames. To put it another way, AI has made it possible for criminals to tailor their attacks to be more personal than ever before.
Here’s what to know about the most common AI scams and what to do.
AI impersonators
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Fraudsters are using video calls as they can use AI tools that digitally transform them into someone else.
“It’s very easy and very cheap to do a real-time Zoom call with whole body replacement and voice changing in a way that’s completely realistic,” said Andrew Yoon, a researcher at CivAI, a nonprofit that teaches people about AI’s capabilities.
This scheme could take on different forms depending on the victim’s interests and weaknesses. A lonely male may be tricked into believing that an attractive woman from his past is hoping to reconnect. A job seeker could be duped by a phony AI interviewer into doing work for a bogus company.
And because phone numbers are easy to fake and the names and contact information for our relatives are publicly available online, the scams can get much more personal. A mother could receive a fraudulent text message from her son’s phone number and eventually get on a video call with an AI simulation of him, where the impersonator asks for money.
Yoon suggested a low-tech antidote: Have conversations with family members, especially any older relatives inexperienced with tech, to discuss the possibility that they might get a call from an impersonator. Establish a secret safe word that can be used to test whether someone is real, whenever in doubt.
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The fake celebrity
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Fake videos featuring Hollywood celebrities and high-profile business executives are widespread because so many images and videos of them are available on the web to help AI models generate near-perfect imitations.
Some scammers have tried to exploit celebrities by using their star status to market nonexistent products. Deepfake videos of chef Gordon Ramsay, for instance, circulated on social media in the past few years endorsing a cookware giveaway; victims who thought they were paying a small shipping fee for free frying pans were handing their credit card numbers to criminals.
Abusers also generated deepfake videos of Richard Branson, the founder of the Virgin Group, to lure his fans into making phony investments. It happened so often, he posted an Instagram video educating his followers on how to spot these types of scams.
Branson’s advice was spot on. Trust only information from official sources – for example, in the case of Branson, a webpage published on Virgin.com. Blue checkmarks on social media sites are not foolproof indicators that people are who they claim to be, so don’t let them lure you into shady get-rich-quick schemes.
The cloned brand
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Ads that direct you to AI-generated scam sites, like the sneaker shop that almost tricked me, are prolific on social media. The ads may be directly relevant to your personal interests – for instance, if you encounter a fake store selling a bicycle.
That’s because the scammers pay for ad space on TikTok and Instagram to leverage the same tools that real marketers use to target ads at people with relevant interests.
There are ways to quickly determine whether an online store posing as a brand is fake. A simple method is to do a Google search for the store’s web address and see what people are saying about it on sites like Reddit.
For more thorough scam detection, you can also ask an AI chatbot for help. Malwarebytes recently teamed up with OpenAI and Anthropic to connect its free scam-detection app to the ChatGPT and Claude chatbots. You can paste a web address and screenshots into the chatbots and ask Malwarebytes to run an analysis on whether a site is legitimate.
If that sounds like too much work, there’s one age-old piece of conventional wisdom that is still true in the era of AI: If something seems too good to be true, it probably is. NYTIMES
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