Tuesday, June 30, 2026
衰弱症: 吃好睡好动起来 逆转衰弱症不怕迟 (衰弱症”的醫學英文是 Frailty 或 Frailty syndrome）
随着人口超老龄化加速，衰弱症已成为长者健康管理中不容忽视的课题。研究显示，衰弱并非完全不可逆转；通过运动、营养干预、疾病管理和生活方式调整，不少长者仍可改善体力与精神状态，重拾日常生活自主能力。
许多人以为，上了年纪走得慢，容易疲倦，肌肉流失，记忆变差，都是正常老化现象。这些看似平常的变化，可能是衰弱症的警讯。
衰弱症并非单一疾病，而是一种身体功能逐渐下降的状态。当人体肌肉力量，营养状况，活动能力和生理储备持续减弱时，即使只是一次感冒、跌倒或短暂住院，都可能导致健康急转直下，影响独立生活能力。
人口超老龄化加速，衰弱症逐年增加，已成为长者健康管理的重要课题。研究显示，衰弱症并非不可逆转，透过适当运动，营养干预，疾病管理及生活方式调整，不少长者仍有机会重拾活力，延缓失能风险。如何及早发现衰弱症？通过临床虚弱量表，可解读个人是否未老先衰。中西医如何帮助长者维持健康与生活品质？哪些简单运动，有助延缓衰弱症？
本地AskDrWong.sg创办人黄恺彤医生，是一名全科医生，她接受《联合早报》访问时指出，衰弱症并非单一疾病，它也不是正常老化的必然结果，而是可识别、可干预的异常状态，属于一种医学综合征，是身体功能衰退的表现组合。黄医生曾服务于公立及私立医疗机构，多年来一直深耕于健康教育与专业咨询领域，致力于帮助公众提升健康素养，让大家更好地认识疾病、预防疾病。
衰弱症可从下列五个征兆体现：
一、体重无故下降；
二、容易疲倦、没精神；
三、肌肉力量变弱，如握力下降；
四、走路变慢；
五、活动减少，或不想动。
黄医生说，如果你出现一至两种现象，表示进入衰弱症前期；超过上述三种现象，则属于衰弱症。
给自己打分判断衰老程度
另外，也可通过临床虚弱量表给自己打分，判断衰弱程度。
·1至2分（非常健康）：走路不输年轻人，爬楼梯不喘，去巴刹买菜自己提回来没问题。
·3分（健康）：走路慢一点，但不用拐杖。出门、买菜、洗澡都自己来。
·4分（极轻度衰弱）：走路会喘，走远一点需要歇一下，做家事比以前累。但还无须人扶。
·5分（轻度衰弱）：走路要慢慢走，怕跌倒。重物拿不动。出门需要有人陪。洗澡要小心。
·6分（中度衰弱）：走路要用拐杖或助行器。上下楼梯很困难。洗澡、穿衣服需要人帮忙。
·7分（重度衰弱）：这个阶段，基本无法自我照顾，但整体状况仍稳定，六个月内死亡风险并不高。
英国一项以217万名50岁以上者所做的大型研究调查显示，衰弱症比例随年龄增加而上升：60至69岁，占6.5%；超过90岁，占65%。50岁或以上者，每年1000人中，有48人会变虚弱；80岁或以上者，这个数字提高至380人。除了年长，女性、亚洲人、居住在城市，以及生活条件较差者，衰弱风险更高。
多做抗阻力运动
黄恺彤医生指出，衰弱症有类似的“多米诺效应”：
- 第一次打击：小病，如流感—住院；
- 第二次打击：卧床—肌肉流失—跌倒；
- 第三次打击：骨折—丧失自理能力；
- 最终结果：残疾，入院养老或死亡。
她说，预防或逆转衰弱症，必须“吃好，睡好，动起来”。饮食中多摄取优质蛋白，多晒太阳，晚上睡足7至8小时，这可保持肌肉力量，提升记忆力，延缓衰弱和失能。运动可多做抗阻力运动，预防肌少症。平衡训练可减少跌倒风险，改善肢体协调性。“年长者应定期做身体检查，测量肌力、走速，评估营养。这可早期发现衰弱症。鼓励大家参加卫生部推行的健康SG计划（Healthier SG）。”
居家也应注重防跌措施，包括：
- 浴室安装扶手，使用防滑垫或涂上防滑层；
- 移除地毯或地上的电线；
- 将电灯开关装置在方便触及的高度；
- 在台阶和楼梯边缘贴上荧光胶带；
- 将被照顾者安置在一楼房间。
爱尔兰利默里克大学（University of Limerick）辅助医疗学院副教授伊德·奥肖内西（Ide O’Shaughnessy）来新出席一个老年健康讲座接受《联合早报》访问时指出，患有衰弱症的老年人，其生理储备，即身体应对疾病、受伤或压力的余力较少。即使轻微胸部感染、药物调整，或卧床几天，都可能导致老年人突然丧失独立生活能力。
虽同龄衰弱程度有异
衰老过程存在差异，即便是同龄人之间也是如此。她举例说，一个82岁的老人可能依然活跃且独立，而另一个同龄者则可能连从椅子上起身都十分吃力，并在短暂住院后变得越来越依赖他人。
奥肖内西副教授指出，人均寿命延长，但是衰弱及其基于循证医学的管理已成为日益重要的公共卫生和临床问题。现在，许多医疗保健机构对65岁以上者进行衰弱筛查，已成常规做法，侧重评估个人在身体、认知和社会方面的健康状况是否强健或衰弱。
提早干预明显降低衰弱率
2019年，英国伦敦大学基层医疗与人口健康系一项涉及超过4万2000名老年人的研究发现，在平均近四年的随访期间，约14%受试者衰弱状况有所改善，近30%受试者衰弱程度加剧，略超过一半受试者状况维持稳定。这些发现表明，衰弱是一种动态状态，对某些人而言，这种状态可能是可逆的。
爱尔兰一项针对居家衰弱干预计划的试验，通过初级保健体系开展，服务对象为轻度衰弱或以下程度的老年人。计划结合力量训练、定期步行和膳食蛋白质指导。干预组在3个月后，衰弱率从17.7%降至6.3%，而接受常规护理的组别中，衰弱率则略有上升。
那些能挑战记忆力、注意力及解决问题能力的活动，有助于维护认知健康，并可能帮助逆转衰弱。心理韧性，即适应压力或从艰难生活事件中恢复的能力，也被证实与更佳的衰弱预后相关。
中医重视“治未病” 助年长者长寿而不衰弱
恒顺慈善医疗中心郑宝珠医师受访指出，中医虽无“衰弱症”这一病名，但可将它归属于虚劳、老年体虚、脾胃虚弱、肾虚等范畴，其核心与虚证密切相关。随着年龄增长，人体肾精渐亏，脾胃功能减弱，气血生化不足，容易出现体力下降，疲倦乏力，步态缓慢，食欲不振及抵抗力降低等表现。治疗需辨证论治，而非单纯进补。
正常老化属于自然生理过程，虽然体能下降，但仍能维持独立生活和日常活动；衰弱症则表现为身体储备能力不足，容易因轻微疾病或压力而迅速恶化，例如跌倒、感染或住院动手术。郑医师说：“若老人长期出现神疲乏力，行动迟缓，体重下降，容易感冒，康复能力较差等情况，应视为机体正气不足，需要及早调养。”
独居长者越来越多，其孤独感和社交活动减少，是否加速衰弱症的发展？郑宝珠医师说：“这必定会导致衰弱症的加速。中医强调‘形神合一’，长期孤独、忧郁、缺乏社交容易导致肝气郁结，气机失调，影响食欲、睡眠及脾胃功能，削弱气血生成。同时，活动减少也容易造成肌肉流失和身体功能退化，因此鼓励长者保持社交联系，参加兴趣活动及规律运动，对预防衰弱十分重要。
要帮助长者做到“长寿而不衰弱”，必须重视中医追求的“治未病”，重点在于平日维护脾胃，补益肾气，调和气血及保持情志平衡。配合均衡饮食，适量运动，充足睡眠和积极心态，可延缓身体功能下降，提高生活质量，而不仅仅追求寿命延长。
至于衰弱症是否可以逆转，到70岁以后开始调理身体，是否太迟？郑医师说：“这不会太迟。中医认为‘正气存内，邪不可干’，任何年龄开始改善生活方式和接受适当调理，都可能提升体能和生活品质。”虽然无法逆转所有年龄变化，但不少长者经过营养改善、运动训练及中医辨证治疗后，体力、食欲和精神状态都有机会获得改善，越早介入越好。
对于已经出现衰弱征兆的长者，中医采用的治疗原则以辨证施治为主，包括：
- 补气健脾，改善疲劳及食欲不振；
- 养血滋阴或温补肾阳，增强体力；
- 配合针灸、艾灸等疗法，促进气血运行；
- 结合适当推拿、康复训练及循序渐进的肌力运动；
- 重视摄取充足蛋白质、维生素及慢性疾病管理，达到综合调养效果。
多方面采取预防
预防衰弱症，可从以下几个方面入手。
一、饮食：三餐规律，多吃鱼类、蛋、豆制品、瘦肉，新鲜蔬果及全谷类，避免长期偏食或营养不足。
二、作息：睡眠充足，不熬夜，养成规律生活习惯。
三、运动：每周适量步行，打太极拳、八段锦，保持肌力和平衡力。
四、情绪管理：保持乐观心态，多与家人朋友交流，培养兴趣嗜好，减少长期孤独和压力。
五、定期检查：监测体重、营养状况及慢性疾病，发现异常及早处理。
郑宝珠医师推荐两道预防衰弱症食疗方：
（一）黄芪党参鸡汤
材料：黄芪、党参各15克，鸡腿或鸡半只，红枣5枚，生姜3片。
做法：所有材料洗净后加水，炖煮约1个半小时，调味即可。
功效：益气健脾、增强体力，适合容易疲倦、食欲较差的长者。
（二）山药莲子瘦肉汤
材料：鲜山药200克，莲子30克，瘦肉200克，枸杞10克，生姜适量。
做法：全部材料加水，慢炖约1个半小时。
功效：健脾补肾、养胃益气，有助维持营养和改善虚弱体质。
报道｜林弘谕
陈聪发：谈论毒品没有完美时机，所以不要再等了
供订户阅读
2026-06-25
https://www.zaobao.com.sg/forum/views/story20260625-9264067?utm_source=android-share&utm_medium=app
======
谈论毒品没有完美时机，所以不要再等了
2026-06-26
联合早报
作者：陈聪发
作者是全国防止嗜毒理事会主席
=====
亚细安毒品受害者纪念日的设立，是因为毒品滥用的代价远不止于个人，预防工作不能完全依靠机构来承担，因为机构并不拥有家庭所具备的亲近关系和日常接触。
6月26日，新加坡与亚细安邻国一同纪念国际禁毒日。这个全球纪念日提醒我们，必须预防毒品滥用和非法贩毒。今年，亚细安各国也将在同一天迎来首个“亚细安毒品受害者纪念日”，缅怀受毒品滥用影响的人，并提醒社会，毒品滥用对家庭和社区造成的伤害往往深远而持久。
缅怀这些伤害，也应促使我们思考一个更切身的问题：家庭能做些什么来降低年轻人误入毒品歧途的可能性？
对父母来说，这可从很简单的行动开始：在饭桌上与孩子谈一谈。大多数父母或许都会认同这个道理，真正困难的是如何开口，尤其当这个课题让人觉得尴尬，或不知道该如何拿捏。
根据全国防止嗜毒理事会2025年的调查，62.8％的青少年曾与父母谈过毒品相关课题。换言之，有超过三分之一从未有过这样的亲子对话。这意味着相当一部分本地年轻人在面对这个课题时，缺少父母的直接引导。
这点值得关注，因为孩子可能已从其他地方听到有关毒品的信息。
等到课题在家里被提起时，许多孩子可能已经通过社交媒体、游戏聊天、串流节目，或朋友之间的闲谈，接触到与毒品有关的零碎信息，它们可能在日常生活中悄悄累积，并被包装成刺激、叛逆或无关紧要的事。
如果父母以为孩子还小，不可能接触到这些信息，可能低估这些内容出现得有多早。即使看似无害，这些内容也可能在父母有机会提供引导之前，塑造孩子对毒品的第一印象。
问题不在于孩子会不会听到相关信息，而在于他们最先是通过父母理解这个课题，还是通过同龄的朋友、网络和流行文化。
父母迟迟不开口的一个原因，是觉得自己准备不足。他们可能不知道最新的用语，不清楚年轻人之间正在流传什么，也担心孩子发问时，自己无法回答。有些父母也担心，主动提起反而会让毒品显得更有吸引力。
这样的犹豫可以理解，尤其是许多父母自己成长时，也未必在家中进行过这类对话，因此不知道该从何开始。然而，在孩子可能已经形成印象的情况下，保持沉默并不见得更安全。
父母不须要给孩子上一堂完美的毒品课。孩子须要知道的是，家里可以安全、坦诚地谈论困难课题。这种来自父母的陪伴和引导很重要。在曾与父母谈过毒品课题的青少年当中，92.8％表明有助于阻止他们滥用毒品。这说明，即使父母未必掌握所有答案，亲子之间的对话，仍能在塑造年轻人对毒品滥用的认知与态度方面，发挥重要作用。
为这类对话留出空间，让父母有机会在错误观念扎根前引导孩子，也让孩子知道，当遇到难以启齿的问题时，可以先回家求助，而不是等到问题变得更难处理。
对话可以这样开始
父母常常想象必须安排一场正式谈话，因此一再推迟。实际上，最容易留下印象的对话，往往发生在不经意的时刻：一则新闻、电视剧里的某个情节，或孩子提到朋友说过的一句话。这些时刻比较容易展开对话，双方都无须把它当成一件大事来讨论。
父母可以简单地问：“我今天看到一则关于毒品的新闻。你在学校会听到这类事情吗？”这个问题看似很小，却可以了解孩子已经听到什么，纠正他们可能存在的误解，并开始谈论毒品滥用的真实后果。
如果孩子提起在学校或网上听到的内容，父母更好的回应方式，是先保持好奇，而不是立刻表现惊慌。好奇心能让对话继续，也有机会了解孩子真正听到了什么。
随着时间累积，这些小小的对话会建立起熟悉感，让孩子日后更容易带着更困难的问题回来，或在不知道如何应对朋友施压时，愿意主动开口求助。
父母在开启这些对话方面扮演重要角色，但年轻人也可以迈出第一步。如果他们在网上看到有关毒品的信息，听到朋友之间不同说法，或只是心中有疑问、不知怎么判断，可以向父母、教师、教练、辅导员或其他值得信任的成年人开口。
及早寻求可靠引导，有助于年轻人避免误解，学会以批判性思维看待自己接触到的信息，并在面对同伴压力时，更有信心作出明智决定。如此一来，预防毒品滥用就成为家庭和年轻人共同承担的责任。
亚细安毒品受害者纪念日的设立，是因为毒品滥用的代价远不止于个人。它会波及家庭、友情，也会留下多年后才显现的伤痕。正因为影响如此广泛，预防工作不能完全依靠机构来承担，因为机构并不拥有家庭所具备的亲近关系和日常接触。
父母不必等到有宣传活动时才提醒自己，也不必等待所谓完美时机。这样的开端已经存在日常生活中：一顿饭、一段车程、一则新闻，甚至孩子随口说的一句话。关键在于父母能否看见这些时刻的意义，当作提问、聆听和引导的机会。善用的话，这些对话或许能在孩子真正面对选择之前，先帮助他们形成正确的判断。
作者是全国防止嗜毒理事会主席
Monday, June 29, 2026
Winners of SAF Best Unit Competition 2026
=====
Best Combat Support Unit
35th Battalion, Singapore Combat Engineers
=====
28 June 2026
https://www.mindef.gov.sg/news-and-events/latest-releases/28jun26-fs/
Cashless kids: How digital wallets are replacing pocket money
For Subscribers only
https://www.straitstimes.com/business/cashless-kids-how-digital-wallets-are-replacing-pocket-money
2026-06-29
Chor Khieng Yuit
Senior Business Correspondent
The Straits Times
In the last five years, banks and fintech firms have rolled out digital payment options designed for children and teens. But are young people ready to manage their own money this way?
Digital transactions are effortless – just a tap of a card or a scan of a QR code. Because of this, people, including youth, may not feel the same “pain of paying” that comes with handing over physical cash.
Lee Meng, an executive financial services consultant at GEN Financial Advisory, says that with many transactions going paperless, children will need to learn how to manage money in a digital world.
Many parents prefer to start their children’s money lessons using physical notes and coins.
The conversations naturally shift to digital payments when the child is older and more mindful about spending.
Lee gave her three daughters – now aged 16, 14 and seven – physical cash for their food during recess when they were in primary school.
She did so because she felt they would understand the concept of money and spending better if they could physically see the cash come in and go out.
When her two older girls entered secondary school, Lee gave them OCBC’s debit cards for kids, as she felt they were ready to handle money on their own.
By then, her daughters were also spending more time outside the home – for school activities, tuition or meet-ups with friends – and often needed to pay for meals and other necessities.
Lee adds that with more merchants going cashless, and some no longer accepting cash at all, a debit card gives her children a convenient way to make payment.
Similarly, Wong Tze Wei, a civil servant, gave her 13-year-old son, Oliver Png, physical cash when he was younger.
“Using cash from the beginning is helpful,” she says. “When kids handle cash physically, they get a better sense of how much money they have.”
Wong gave Oliver OCBC’s debit card for kids in early 2025, when she felt he could better grasp how to manage money.
The card supplements the cash that he still uses in school to pay for food, she says.
Oliver says: “After school, I can go out with my friends for meals and just tap the card to pay.”
Digital payment tools for the young
In Singapore, children and parents have several cashless payment options to choose from, offered by fintech companies and banks.
Revolut launched an account for kids and teens in Singapore in February 2021.
Ashley Thomas, head of strategy and operations at the fintech firm, says the number of such accounts has grown six times since 2021.
Although available to those aged six to 17, the account is most popular with teens aged 14 to 17.
Thomas adds that most use the card to pay for everyday activities, from transport to buying snacks at convenience stores to catching a movie.
Another fintech company, YouTrip, introduced in May an offering for children aged seven to 18. Like Revolut’s product, the YouTrip Family card can be used for day-to-day expenses.
The Revolut and YouTrip cards can also be used for overseas travel.
Caecilia Chu, co-founder and chief executive of YouTrip, says the inspiration for a children’s travel card came when she had to give her son physical renminbi for his school trip to Beijing, China, in 2025.
She adds that young people shop online and may buy from global websites such as Amazon US, where the prices are displayed in US dollars or other foreign currencies.
Children may not understand foreign exchange fully yet and may think that a product that costs US$50 (S$65) is the same as one which costs S$50, when in reality, the US$50 item costs more in Singapore dollars, she says.
“I want them to have a sense that not every item is priced in Singapore dollars, so they understand things cost differently (when denominated in different currencies),” Chu notes.
The payment solutions from Revolut and YouTrip rely on the Mastercard or Visa networks to process payments, meaning their cards cannot be used at merchants like hawker stalls, which accept payments via SGQR code.
By comparison, young users can pay these merchants by opening their banking apps to scan the SGQR code, or tap and pay with their debit cards.
The OCBC MyOwn is a savings account for those aged seven to 15 that was launched in October 2024.
Elaine Teh, head of deposits at OCBC, says that in under two years since the launch, more than 108,000 MyOwn accounts have been opened, reaching nearly a third of all seven- to 15-year-olds in Singapore.
Over half of active users are aged 12 or older, and they typically spend on food and transportation, she adds.
Standard Chartered has a FirstSaver Account, a parent-child joint account for 13- to 17-year-olds that comes with a personal debit card, banking app access and PayNow QR capabilities.
Unlike OCBC and StanChart, DBS issues Visa or Mastercard debit cards to children only from age 16.
Instead, the bank offers POSB Smart Buddy, which combines the Smart Buddy watch and NETS contactless card, for its younger demographic base.
Nelson Neo, DBS’ head of retail banking and head of POSB, says children can use the smartwatch and card for everyday purchases in and out of school.
Smart Buddy is accepted at more than 100,000 NETS points islandwide, such as supermarkets, fast-food outlets like McDonald’s and convenience stores like 7-Eleven.
PayLah! for Teens complements Smart Buddy, allowing those 12 to 16 to use their smartphones to scan QR codes when hanging out with friends at hawker centres, shopping malls or the cinema.
Managing money in a digital world
This notion of digital payments for children is new for 26-year-old Hubert Lim, who is interning at the World Bank.
“Back when I was in primary school, there weren’t smart watches or smartphones. We were still in the Nokia era,” he says, speaking to The Straits Times from Washington.
His parents gave him cash for his recess and lunch.
He would put some of the money in his piggy bank and take the rest to school for his meals.
“Now with PayLah or PayWave, we just scan, scan, scan,” he says. “I don’t have a notion of how much I am actually spending as compared with using physical cash.”
His approach is to fall back on the prudent habits that his parents have instilled in him.
He has a bank account that is linked to his debit card for his spending.
He tops up that account every month and saves the rest of his earnings in a separate bank account, effectively recreating his childhood piggy-bank system for the cashless age.
Oliver’s mother, Wong, adopted a similar approach to help her son manage his spending, by setting up separate accounts for savings and expenses.
This structure has taught Oliver that he cannot touch his savings, and while he can dip into his spending account, he has to learn to live within his means.
Wong’s efforts are bearing fruit as Oliver has become more mindful of his purchases since starting upper primary.
For example, if he sees something that he wants, he pauses to check the price and compare options, ultimately deciding against the purchase if it is too expensive.
Wong adds that her son would ask her for permission before he buys any item.
To give parents oversight of their children’s account, the financial institutions have built in guard rails.
Through apps on their smartphones, parents can set spending limits and get notifications on their children’s purchases – what they buy and how much they spend.
Parents can also lock their child’s card any time, for instance, when it is lost or when they notice a suspicious transaction.
Build smart money habits from a young age
The guard rails create a safe space for children to learn the basics of money management from an early age.
DBS’ Neo says parents can review daily spending patterns with their children using insights from the bank’s app.
This could open the door for meaningful discussions about needs and wants, budgeting and responsible money management, he adds.
OCBC’s Teh suggests how parents may want to extend the money conversation with their children.
For example, when their children want to buy an item, Teh says parents could sit down with the child to find out if the item is a want or a need.
Once parent and child have determined that the item is a want, the parent could encourage the child to exercise restraint.
She says parents could reason with their children in this manner: “Tapping the card to pay is easy, but they have to remember to check how much money they have left.
“As they tap, tap, tap, their balance will go down, down, down. Is this what they really want?”
Revolut’s Thomas shares an anecdote about a parent who sat down with her child at the end of the month to go through the child’s monthly expenses together.
The parent mentioned that her child was surprised to see how quickly small purchases, like convenience-store treats, added up.
“It’s a bit of a learning for both parties,” Thomas says.
She recounts another conversation with a parent whose child had asked for extra money to buy a concert ticket.
The parent told the child she would have to fund it herself by postponing or skipping other purchases. The Revolut Kids & Teens app facilitates this by allowing the child to create a dedicated savings pocket for her goal.
Every time she skips a small treat, like bubble tea, she can visually track her progress and inch closer to her target.
“Children can delay their expenditures so that they can save, in the process inculcating a strong savings habit,” Thomas says.
OCBC MyOwn and Smart Buddy also have a “Savings Goals” feature to encourage young ones to set targets and save towards them.
DBS’ Neo says its Smiley Stamps programme provides an extra incentive.
Children earn digital stamps every time they set aside a portion of their allowance.
Each stamp is worth 50 cents, and collecting 20 of them within the month unlocks an extra $1 bonus, or effectively a 10 per cent interest.
“This allows children to experience first-hand how regular saving can help their money grow over time,” he adds.
For YouTrip’s Chu, these money conversations should naturally extend to spending while abroad.
She says parents could give their children some holiday money in their travel cards. The child would then have to budget for their own souvenirs.
“It’s the perfect opportunity to introduce them to foreign exchange by showing them how to monitor forex rates and convert their money before a trip,” she adds.
Different strokes for different kids
Amid the digital push, father of two Alvin Chow, co-founder of financial education company Dr Wealth, is not going with the trend.
“I prefer my boys to use cash so that they know how to count. Cards make them lazy,” he says of his sons, aged nine and seven.
Whether it is through lessons on digital spending or counting of notes and coins, there is no one-size-fits-all approach to teaching children about money and finances.
Lee, the financial planner, says parents may want to observe their child’s emotional attitude towards money.
“Every child is different. Some are natural savers, some enjoy spending, while others are generous and like giving to others.
“Understanding these tendencies helps parents guide their children more effectively,” she adds.
She also notes the importance of teaching children that money is a tool – neither good nor bad – that helps them pay for their needs, enjoy experiences and achieve their goals.
Viewing money this way helps children use it wisely, without developing unhealthy beliefs or emotions around spending, she adds.
Last but not least, Lee says children are watching their parents and learning from what they do.
“They observe how we spend, save, give and talk about money.
“Whether it is giving an allowance to our parents, making donations, or thinking carefully before making a purchase, these everyday actions often leave a stronger impression than any lesson we teach them verbally,” she adds.
Subscribe to:
Posts (Atom)
Posts
