CPF OA: Maximum amount you can withdraw online per day is $50K

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(A) Yes, you can draw down your Ordinary Account (OA) savings if you meet the eligibility criteria under CPF rules for members aged 55 and above. Specifically: [1]

If you have set aside your Full Retirement Sum (FRS) (or the Basic Retirement Sum if you own a property with a lease lasting to at least age 95), you can withdraw any excess savings in your OA. [1, 2]
If you have not met the full retirement sum, you are still eligible to make flexible/lump-sum withdrawals depending on your age and account balance. You can check your exact withdrawable amount anytime via the Retirement Dashboard on the Central Provident Fund Board (CPF) Website. [1, 2]

(B) The maximum amount you can withdraw online per day is $50,000 (after adjusting your online Daily Withdrawal Limit). [1, 2]

Default Limit: The default online Daily Withdrawal Limit is $2,000 a day. [1]
Adjusting the Limit: You can increase your limit up to the $50,000 maximum through Account Settings using Singpass authentication. Note that increasing the limit requires Singpass Face Verification and is subject to a 12-hour cooling period before taking effect. [1, 2]
Withdrawing More Than $50,000: If you need to withdraw a total amount exceeding $50,000, you can either spread the withdrawals online across multiple days or book an in-person appointment at a CPF Service Centre. [1]

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